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Understanding Your Auto Policy

Understanding Your Auto Policy

Drivers are required to carry minimum liability coverage in most states in the U.S. This coverage provides some protection in case you are involved in an accident that causes injury to another or damage to someone else's property. Most vehicle owners want additional optional coverage for damage to their own vehicles. Our experienced agency can work with you to tailor the coverage amounts you need...

Homeowners Insurance: When Do You File A Claim?

Homeowners Insurance: When Do You File A Claim?

Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason that as you are paying your premiums, you should take advantage of available coverage. However, the reality is that it is not always advisable to file a homeowners insurance claim, as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to...

Understanding Your Homeowners Policy

Understanding Your Homeowners Policy

Most people don't want to think about their homeowners insurance until they need it. Homeowners policies are lengthy, complicated, and written in legalese. Nevertheless, it could pay off to thoroughly understand your homeowners policy and know how it works. Our agency is happy to assist you with not only finding the right homeowners policy, but also with understanding what is in it. Basics of Homeowners...

Are You Paying Too Much For Your Car Insurance?

Are You Paying Too Much For Your Car Insurance?

Like food, housing, and medical care, car insurance is a necessity of life in the 21st Century. At a bare minimum, nearly every state in the U.S. has enacted mandatory liability car insurance laws for all drivers. On top of that, a new car is a significant investment that most owners want to protect with comprehensive and collision coverage. Unfortunately, many people today are leaving...

Why It Is Important To Review Your Insurance Policies On A Yearly Basis

Why It Is Important To Review Your Insurance Policies On A Yearly Basis

Insurance policies are living documents. They can, and should be, changed periodically to accommodate changes in circumstances and needs of the policyholder. Our agency can assist you with an annual review of your insurance policies to help ensure you have the coverage you need without paying more than you need to. Reasons to Review Your Insurance Policies Annually Certain factors should be checked with your...